The human being is hardwired to evaluate risks that can interfere with our wellbeing. However, these evolved responses can sometimes cloud rational thought, especially in response to new and dramatic threats like the coronavirus pandemic. These emotional responses and their impact skew how dangerous we perceive the "dread risk" to be. Evident when a...
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Is Your South Carolina Estate Plan Ready for the New Year?
You should check your estate planning documents every so often, to make sure they’re still good, especially with big life changes like births, marriages, divorces, and moving to another state. Children grow up, marriages dissolve, property gets sold, residences change. That’s why we recommend that you consult us for an estate-plan check-up every five years...
Read MoreWhen is the right time to file for personal bankruptcy?
Filing for bankruptcy is a big step. Hesitating to hit the reset button on your finances when you really need it can cause you and your family a great deal of harm. For many, now is the time for a financial reset We've been helping South Carolina families work through their financial challenges and understand...
Read MoreUnderstanding Legal Guardianship of Your Aging Loved Ones
Guardianship of an aging parent means acceptance of significant legal responsibility to act and advocate for their care. The duties include a parent's daily care, medical care, and possibly financial decisions made on their behalf. Many guardians are family members who were previously caregivers, now cast into a formal legal role. At the same time,...
Read MoreWhy You Need a South Carolina Elder Law Attorney
Whether you seek legal counsel for yourself or a loved one, elder law attorneys have a wide range of expertise and services that you will require at some life stage, whether in your 40s, 50s, and beyond. Actions you take in one part of your life may have unintended legal consequences in others. Without the...
Read MoreWill personal bankruptcies rise in 2021 as COVID-19 stimulus ends?
The COVID-19 pandemic has cost the United States trillions of dollars, including the stimulus programs designed to keep the economy afloat. Unfortunately, the pandemic doesn't seem to be going anywhere anytime soon and will continue to wreak economic havoc on residents and businesses. The unemployment rate in the U.S. spiked to more than 14 percent...
Read MoreDon’t let fear of bankruptcy stop you from filing
If you’re struggling with debt – and many people are these days – talk to a bankruptcy attorney now. According to an article in the Tampa Bay Times, those who do much better in the bankruptcy process are the people who get advice from an attorney early. You are not obligated to file if you...
Read MoreIs bankruptcy a safety net?
To file for bankruptcy or not: That is the question on many people’s minds. The pandemic has had a significant economic impact on countless Americans, and its effects will likely be felt for years. Bankruptcy is an option, but it carries pros and cons. Depending on your circumstances, it could be a smart move to help you get...
Read MoreA spike in bankruptcy filings expected in the wake of COVID-19
The COVID-19 pandemic has led to high unemployment and forced many businesses to close. But the crisis has had a surprising impact on bankruptcies: The number of people filing dropped at the beginning of the crisis. When it comes to consumer bankruptcy filings, we may be experiencing a calm before the storm. There are a...
Read MoreAdvantages of filing Chapter 7
In financially trying times, particularly those worsened by the coronavirus pandemic, you may be considering bankruptcy. But what kind of bankruptcy is best for your unique situation? Many experts recommend taking a serious look at Chapter 7. Here is why. Advantages of Chapter 7 In general, bankruptcy provides protection from debt collectors, wipes out most...
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