Experienced Columbia, S.C. Chapter 13 Bankruptcy Attorneys You Can Count On

Chapter 13 bankruptcy in South Carolina has very strict rules and regulations. Depending on your specific financial situation, filing for Chapter 13 bankruptcy might make the most sense for you. One of the best ways to know if Chapter 13 bankruptcy is right for you is to talk with an experienced South Carolina bankruptcy lawyer.

Our knowledgeable, Columbia, S.C. Chapter 13 bankruptcy attorneys at Benjamin R. Matthews and Associates, LLC, can help you every step of the way. Our lawyers have more than two decades of legal experience. We know the challenges that often come up when filing for Chapter 13 bankruptcy in Columbia, S.C. and we can effectively respond to them on your behalf.

What is Chapter 13 bankruptcy?

Chapter 13 bankruptcy in South Carolina appeals to many people since it often allows individuals to keep all their property. That’s because this form of bankruptcy (also known as “wage earner” bankruptcy and reorganization bankruptcy) primarily gives consumers more time (often three to five years) to repay outstanding debts.

Other reasons why many people choose to declare Chapter 13 bankruptcy in South Carolina include:

• Keeping your home
• Keeping your car
• Resolving outstanding tax problems
• Stopping lawsuits filed by creditors

These are just some of the reasons why many people choose to file for Chapter 13 bankruptcy in Columbia, South Carolina. That’s why it’s important to talk with an attorney as soon as possible about your specific case.

How can a Columbia, SC Chapter 13 bankruptcy lawyer help me?

In order to successfully file for Chapter 13 bankruptcy in South Carolina, you will need to prove that you have a steady and reliable income. Otherwise, the South Carolina bankruptcy judge presiding over your case may not approve your application for Chapter 13 bankruptcy.

That’s why it’s critical that you talk to an experienced South Carolina bankruptcy attorney who understands the state’s Chapter 13 bankruptcy laws. That way, you can learn more about Chapter 13 bankruptcy and whether it’s the right solution for you.

Our Columbia, South Carolina attorneys can evaluate your financial situation and advise you on whether we believe you have a steady income which the courts will decide is enough for you to realistically pay back the agreed upon portion of your debts.

Learn more about Chapter 13 bankruptcy and whether it’s right for you. Contact our Columbia, South Carolina law firm and schedule a free initial consultation with us. You can count on our experienced Columbia, S.C. Chapter 13 bankruptcy attorneys to put your best interests first.