Experienced Rock Hill, S.C. Bankruptcy Lawyers Helping You Make A Fresh Start

Filing for bankruptcy in South Carolina can be challenging. There are many factors to consider and options to explore. It is important that you talk to someone who understands how the bankruptcy process works in South Carolina. That’s why we want to meet with you at Benjamin R. Matthews and Associates, LLC.

For more than two decades, our experienced Rock Hill, South Carolina bankruptcy lawyers have been helping people throughout York County file for bankruptcy and explore the options available to them. We understand the bankruptcy process. We know the options available to you. We can be your guide, from start to finish.

Take the first step to financial freedom. Contact us and schedule your free initial consultation with a bankruptcy attorney at our Rock Hill law firm. Call (803) 799-1700 or schedule an appointment online.

What are different types of bankruptcy?

We realize some people might be reluctant to file for bankruptcy. It is important to understand that declaring bankruptcy may just be the fresh financial start you need to move forward with their lives.

You have several different options available if you decide to file for bankruptcy in South Carolina. The two most common types of bankruptcy you may want to choose include:

• Chapter 7
• Chapter 13

Both forms of bankruptcy often allow you to eliminate debt, prevent foreclosure and often keep your house, your car and other possessions. Each form of bankruptcy also has its own unique advantages. That’s why it’s important that you talk with an experienced, bankruptcy attorney at our Rock Hill, S.C. law office. We can review your financial situation and explain which type of bankruptcy makes the most sense for you.

How do I file for bankruptcy in Rock Hill, South Carolina?

Filing for bankruptcy in Rock Hill, South Carolina can be a complex and detailed process. In order to successfully file for bankruptcy, you will likely need to take the following steps:

• Gather important financial documents (bank statements, foreclosure notices, credit card bills, etc.)
• Talk to a bankruptcy attorney at our law firm as soon as possible.
• Our Rock Hill, S.C. bankruptcy lawyers can help you:
• Decide which type of bankruptcy is right for you.
• Fill out the necessary bankruptcy forms.
• Register for a credit counseling course, which is required by law when filing for bankruptcy in South Carolina.
• Submit your complete bankruptcy forms with the United States Bankruptcy Court, District of South Carolina office in Columbia, S.C. or Spartanburg, S.C.
• Prepare for your mandatory meeting with your creditors, which is known as a “341 hearing.”
• Register for a second credit counseling course, which is also required under South Carolina’s bankruptcy laws.

The stakes are high when filing for bankruptcy. Often, there’s no room for error. The smallest mistake could result in your bankruptcy application being denied. That’s why it’s important that you carefully consider all your options. That’s why we want to meet with you at our Rock Hill law firm right away.

How can a Rock Hill, S.C. bankruptcy attorney help me?

Experience matter when comes to filing for bankruptcy in Rock Hill, South Carolina. Our attorneys know how the system works and we can make sure you have a strong bankruptcy application. We can also be there for you every step of the way, from filling out forms to being there by your side in bankruptcy court.

Make the most of your opportunity to make a fresh financial start. Contact Benjamin R. Matthews and Associates, LLC online or call (803) 799-1700 to schedule your free initial consultation. Our Rock Hill, SC bankruptcy lawyers want to help you.